Two thirds of over-50s plan to lengthen their working lives
Nearly two thirds of over-50s workers would consider retraining so they could work longer in retirement, according to new research from MetLife. Continue reading…
Hedging against downside risk
Divergent monetary policies and growth
trends could be key themes of 2015
The return of volatility – as valuations and investor complacency remain elevated – will make it vital for investors to consider hedging against downside risk and cut back on ‘me too’ investments this year, according to the BlackRock Investment Institute’s (BII) 2015 Investment Outlook. Continue reading…
What’s your magic number?
The picture of retirement income in the UK is not as bleak as some would like us to think
A report has revealed those approaching retirement are expecting to receive £23,700 per year when they retire. The same survey shows that the average income in retirement today is currently just £19,000 – a shortfall of £4,700 per year, or 25%. Continue reading…
Trust in your future
Exposure to a range of assets through a single investment
In performance terms, the attraction of investment trusts is consistently evident. They allow you to pool your money with that of other investors to get exposure to a range of assets through a single investment and are listed companies that issue a fixed number of shares quoted on a stock market, such as the London Stock Exchange. Continue reading…
Influencing factors to managing your future wealth
When was the last time you revisited your investment goals?
It’s vital to know why you’re investing. The first step is to have a good think about your financial situation and your reasons for investing. Whatever your personal investment goal may be, it is important to set your time horizon at the outset, as this will impact on the type of investments you should consider to help achieve your goals. It also makes sense to revisit your investment goals at regular intervals to account for any changes to your personal circumstances. Continue reading…