Unlocking the New pension landscape

Are you ready for the responsibilities of being in complete control over all of your money?

On 6 April this year, ‘pensions freedom day’, the pension landscape changed forever. From this date for the first time ever, individuals were given complete control over all the money in their ‘defined contribution’ retirement savings plans, whether large or small. Continue reading…


How long will your pension income last?

Why people are applying a rule of thumb when it comes to their retirement

According to new research conducted by YouGov and Old Mutual Wealth, nearly half (48%) of those approaching retirement (aged 55-64) do not know how long their pension income will last. With pension providers reporting demand for flexible withdrawals, there is a significant danger that pension funds could run dry if people do not plan carefully or take professional financial advice. Continue reading…


Emerging market attractions creep back up

Living with several pending risk events, liquidity and risk appetite go with the territory

The fundamental environment in emerging markets remains stable. As the market has grown accustomed to living with several pending risk events, liquidity and risk appetite have been creeping back up. Buyers of emerging market mutual funds have been returning to the asset class after the commencement of the ECB’s version of QE. Continue reading…


Blurred vision of the future

Three quarters of UK adults struggle to picture themselves in retirement

UK adults have an average eight-year blind spot when it comes to financial planning – and can only see themselves in the future as far ahead as 2023, new research from long-term savings and investment specialist Standard Life reveals. Continue reading…