Gender disparity

Funding a post-work life will be difficult without sufficient planning

A new report has revealed a huge gender disparity when it comes to pension savings and income, indicating that funding retirement is likely to be a significant challenge for many women. Continue reading…


Trading places

It’s not just about picking investments wisely, it’s holding them in the most suitable place

Now that we’ve entered a new tax year, if you are already planning how you are going to fully utilise your current Individual Savings Account (ISA) tax-efficient allowance, it’s not just about picking investments wisely – it’s also important to make sure you hold them in the best place.
With this in mind, the Association of Investment Companies (AIC) has taken a look at investment company performance data when the full ISA limit is invested. If you had invested a lump sum of £15,000[1] into the average investment company ten years ago, you would now have £38,323.50. This is £6,433.90 more than the same investment in the FTSE All-Share, which would generate £31,889.60. Continue reading…


Pensions Freedom

Your questions answered

Most people now have more options when it comes to their retirement choices. But generally they’ll still want their pension income to last their lifetime – so careful planning is a must. Continue reading…


Getting more financially savvy

Sorting out finances high on most people’s list

Britons are determined to become more financially savvy about their saving and spending habits this year, with three quarters (76%) of adults admitting they are prepared to moderate their lifestyle, according to a new survey by Standard Life. Continue reading…


Inheritance Tax checklist

Start planning today to spare your family from a potential Inheritance Tax bill tomorrow

1. The main ways to avoid Inheritance Tax are to spend your money while you are alive or give it away. Continue reading…